Episode 204 - Jon Minerick

Will AI Replace Realtors? Flat Fees, UBI & The Future Debate

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AI in real estate is no longer theoretical; it’s already reshaping how transactions happen.

In this episode of Real Estate Insiders Unfiltered, Jon Minerick, CEO of homecoin.com, breaks down how his flat-fee MLS model operates across 36 states and why AI in real estate could soon handle everything from pricing to contract-to-close automation.

But the conversation doesn’t stop at technology.

James and Keith challenge Jon on whether AI in real estate will eliminate agents, replace white-collar jobs, and even change the structure of society. They debate universal basic income, human purpose, automation risk, and whether AI in real estate will empower top performers or wipe out the average ones.

You’ll learn:

  • Why most flat-fee real estate companies fail
  • How AI in real estate is already improving pricing and transaction workflows
  • Why DIY sellers are not the same as investors and builders
  • The difference between narrow AI, AGI, and superintelligence
  • Why it will be “a terrible time to be average”

If you want a thoughtful, no-BS conversation about AI in real estate and what it means for agents, this episode delivers.

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